Digido: Revolutionizing Credit Services in the Philippines

This review is about Digido, a lending company that provides fast loans online to Filipinos. Here you can check loan terms, requirements for borrowers, contacts, reviews, etc.

Digido finance


In recent years, the Philippines has witnessed a remarkable growth in its credit industry, driven by the increasing demand for financial services. Among the notable players in this sector is Digido, a pioneering credit company that has revolutionized lending practices in the country. This article delves into Digido’s background, its innovative approach to credit services, its impact on the Filipino population, and its contribution to the overall financial landscape of the Philippines.

Digido’s Background and Vision

Digido was founded in 2018 with a vision to provide accessible and convenient credit solutions to Filipinos. Recognizing the challenges faced by individuals and small businesses in obtaining loans from traditional financial institutions, Digido aimed to bridge this gap by leveraging technology and data-driven algorithms. The company’s founders believed that everyone should have equal access to credit, regardless of their financial history or social standing.

Innovative Credit Services

Digido’s approach to credit services is rooted in cutting-edge technology and data analytics. Through their user-friendly mobile application and website, Digido offers a seamless and hassle-free loan application process. Customers can apply for loans anytime, anywhere, without the need for extensive paperwork or physical visits to a bank branch.

One of Digido’s key innovations is its proprietary credit scoring system. Unlike traditional lenders who rely heavily on credit history, Digido uses advanced algorithms that consider a wide range of factors such as income, expenses, employment stability, and even social media behavior. This holistic approach enables Digido to assess creditworthiness more accurately and extend loans to individuals who may have been overlooked by conventional lenders.

Digido loan terms

Digido’s flexible loan terms cater to the diverse needs of its customers. Whether it’s for personal emergencies, education, home improvements, or business expansion.

Digido offers:

  • loans ranging from PHP 5,000 to PHP 50,000
  • repayment periods of up to 12 months
  • loan interest 0% – 11,9% / month.

Requirements for borrowers:

  • Age 21 – 70 years
  • Nationality – Filipino
  • Work – employees and self-employed

Pros and cons of a Digido loan


✚ The whole process takes place online and quite quickly, because the money will be credited to your account as soon as possible.

✚ The loan will be provided automatically 24/7, service is automated

✚ 1st loan with 0% interest rate, just repay on time

All data is safe, Digi Do protects information about its clients.

✚ You don’t need collateral or a guarantor

The conditions are transparent, there are no hidden fees, which is great.


− High interest rate on repeat loans

−If the borrower does not pay on time, he faces fines.

The company’s commitment to responsible lending is evident in its transparent interest rates and absence of hidden fees.

Instructions on how to apply for a loan online

Follow these steps:

  • Visit the website: digido.ph;
  • Select the amount you need and click “Submit application”;
  • Register and create your account;
  • Add your personal information and your employment details;
  • Indicate how you want to receive money;
  • Submit your application.

Read the terms of the loan agreement – an important point, since you can cancel the application only before signing the agreement. After signing the contract, in order to fulfill it you need to return the money as soon as possible.

How to repay a Digido microloan in the Philippines

You can make payments on your Digido loan in the following ways:

  • Online payment (Coins.ph, GCash or Dragonpay)
  • 7-Eleven
  • Union Bank
  • Union Bank
  • With other banks (via invoice)
  • RFC offline branches

So, as you can see, Digido offers many convenient options. Choose the one that is most convenient for you and repay the loan on time.

If you have questions, please contact:

  • DigiDo support phone – 0288768484;
  • Website – https://digido.ph;
  • Email – support[@]digido.ph.

Digido mobile application

The Digido credit application was created and adapted for Android. The application is very convenient because it is always with you. You can track your information on your phone. 

Impact on the Filipino Population

Digido’s arrival in the Philippines has had a profound impact on the lives of countless Filipinos. By providing access to credit for those who were previously excluded from the formal financial system, Digido has empowered individuals and small businesses to pursue their dreams and improve their quality of life.

For many Filipinos, Digido has become a lifeline during emergencies or unexpected expenses. Instead of resorting to loan sharks or high-interest informal lenders, individuals can now turn to Digido for quick and fair loans. This not only saves them from falling into a debt trap but also helps build a positive credit history for future financial endeavors.

Digido has also played a significant role in fostering financial inclusion in rural areas of the Philippines. With limited access to traditional banking services, many Filipinos in remote areas were left financially marginalized. However, Digido’s digital platform has bridged this gap, allowing individuals in these regions to easily apply for loans and receive funds directly into their bank accounts.

Contribution to the Financial Landscape

Digido’s innovative credit services have not only transformed individual lives but also contributed to the overall financial landscape of the Philippines. By leveraging technology and data analytics, Digido has set a new benchmark for lending practices in the country. Its success has inspired other financial institutions to adopt similar approaches, leading to increased competition and improved financial services for Filipinos.


Digido has emerged as a game-changer in the Philippine credit industry by revolutionizing lending practices through technology and data-driven algorithms. The company’s commitment to providing accessible credit solutions has empowered individuals and small businesses across the country. With its innovative approach, Digido has not only positively impacted the lives of countless Filipinos but also contributed to the overall financial landscape of the Philippines. As the demand for credit services continues to grow, Digido’s role in shaping the future of lending in the country remains pivotal. 

Author Maria Torres from Upfinance.

You can get a loan here: https://upfinance.com/loan-type/loan-online/ 

Join Telegram Channel

Join Our Telegram Group

Get Every App and Game Update In Your Phone

Join Our Community Over Social Media Platforms!

Email: [email protected]