How to Fund Your Wallet: Using ACH or Domestic and International Wire Transfers

Funding your wallet for online transactions has become a routine aspect of personal and business finance. Whether you’re seeking to add funds from a domestic source or considering international wire transfers, ZilBank simplifies the process, making it a breeze. In this tutorial, we will guide you through the steps to fund your ZilBank wallet with ease, ensuring that your financial transactions are both secure and efficient.

Logging Into your ZilBank Account

The very first step to fund your wallet on ZilBank is to log into your ZilBank’s account. Once you are logged in, you’ll need to navigate to the ‘Wallets’ page on the dashboard.

Funding From Your Own Bank

Funding your wallet at ZilBank can be done through your own bank or through an international transfer from your client’s or employer. If you are willing to fund your account using your own bank ( domestic transfer ) then the process is as follows.  

  • Go to the “Wallets” page: Once signed in, go to the “Wallets” page on the dashboard. 
  • Click on the ‘Fund’ button: This is your starting point in the funding process.
  • Select ‘Fund from your own bank’: If you’re funding your wallet from your own bank account, be it a ZilBank account or another bank like Chase or Bank of America, select this option.
  • Choose your bank account: From the drop-down menu, select one of your verified bank accounts. If you haven’t added the bank account yet, you can do so and instantly verify it, ensuring it complies with Nacha guidelines.
  • Select your wallet: If you have multiple wallets on ZilBank, choose the wallet you want to credit with funds.
  • Specify the amount: Enter the desired amount you want to add to your wallet. Additionally, you can add any useful memos or comments for reference.
  • Choose ACH or Wire transfer: You have two options for transferring funds, ACH and Wire. If you select ‘ACH,’ our platform will automatically debit the specified amount from your chosen bank account and fund the selected wallet. If you opt for ‘Wire,’ a wire instruction form will be generated with a special instruction ID. You’ll need to take this form to your bank to initiate the wire transfer.
  • Await the wire: After initiating the wire transfer, our system will await the transaction with that special instruction ID to properly credit your selected wallet.

Funding From An Outside Bank

Funding your wallet becomes even more flexible when the funds are coming from an external source, such as your employer, customers, or clients. Here’s how to do it:

  • Select ‘Funding from an outside bank’: To fund your wallet from an external source, choose this option.
  • Generate the payment form: This action will generate a form with all the necessary instructions on how to send funds to your wallet. You can select the preferred transfer method, whether it’s via ACH, domestic wire, or international wire.
  • Provide instructions to the payer: Now, you can provide this form with clear instructions to the payer. They can use this form to initiate the payment to your wallet.
  • Await the wire: Similar to the process with internal transfers, our system will await the transaction with the special instruction ID to properly credit your selected wallet.


Funding your wallet on ZilBank is an easy and straightforward process. It doesn’t matter if the funds are coming from a domestic source or  an international wire. The platform offers various options and clear instructions to ensure that your wallet is adequately funded for your transactions. Remember, if you ever encounter any issues or have questions along the way, you can always reach out to our support team for further assistance.

Enjoy the convenience and security of ZilBank for all your financial transactions!

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