According to the UAE authorities, you certainly need to buy car insurance any time you buy a new vehicle. According to the authorities, having an insurance coverage is beneficial to all drivers, as it helps keep them protected in cases of accidents and natural disasters.
When it comes to buying car insurance today, you have two options; you can either buy offline or online, with a reputable company. In the rest of this post, you’ll discover why it makes sense to buy your car insurance online. In addition, you’ll also find a few effective tips on how to find the top car insurers in the UAE.
Top 3 reasons to buy your car insurance online
As long as you work with a reliable insurer, buying car insurance online certainly offers tons of benefits for drivers and car owners.
- First, buying your vehicle insurance online is very convenient. With this buying approach, you can easily and quickly compare multiple quotes and customize your coverage. You can do all of these things on-the-go or from the comfort of your home.
- Another good thing about online car insurance purchase is that it’s cost effective. Unlike offline purchase, you certainly won’t need to work with any agency when buying the insurance online. This means you won’t be paying any agency fees when choosing the right coverage for your vehicle.
As earlier mentioned, choosing online vehicle insurance will allow you to compare quotes. By comparing different quotes, you’ll get to choose the best deal and save more money.
- Most insurance company are usually very transparent with their pricing and coverage. Instead of working with an agency, buying car insurance online will help you get the necessary details when choosing a reliable coverage.
Factors to consider when buying car insurance online in UAE
Now that you know the benefits associated with buying your vehicle insurance online, it’s time to start your shopping journey. To get the most out of your online insurance, however, experts at Shory wants you to follow the following best practices:
1. Evaluate your vehicle
Before going ahead to buy online car insurance, you need to first evaluate your vehicle. Vehicle evaluation is very crucial because most (if not all) insurers use different parameters to evaluate vehicles before rolling out insurance coverage. In most cases, the insurance companies will focus on the vehicle’s age and current working conditions.
Your current vehicle’s market value will determine the type of car insurance coverage you’ll be offered. That said, knowing the value of your vehicle will assist you in getting optimum insurance coverage in the UAE.
2. Third-party or comprehensive plan
Choosing a suitable coverage is important when buying car insurance online. You have two major options here: third-party plan and comprehensive coverage. Knowing the difference between these two plans will assist you in choosing a suitable coverage for your vehicle.
- The good thing about third-party coverage is that you can always rely on it in case of an accident. This plan covers everything relating to legal liability of death, third-party property damages, and bodily injuries. The only problem, however, is that you can’t rely on this insurance plan to cover damages caused to your car.
- On the other hand, buying comprehensive car insurance in the UAE will help you enjoy all the goodies associated with the third-party plan. In addition, this plan also covers damages to your vehicle and even non collision damages. The only problem with this plan, however, is that it’s more expensive than a third-party plan. You should go for this plan if you’re looking to insure high-end cars and new vehicles.
3. Compare quotes from multiple car insurance companies
Once you’ve chosen the right insurance coverage for your vehicle, the next thing is to find a suitable insurer. As earlier mentioned, you can only get the best deal when you compare quotes from different insurers. To do this, you need a reliable insurance quote platform, such as Shory.
Shory is a platform that partners with many trusted insurance companies. Using this platform means you can get multiple quotes from different insurers – all in one place. With these quotes, all you need is to compare and buy car insurance online based on your budget and preferences.
4. Complete legalities
After comparing quotes and choosing the right car insurance company in UAE, what next? All you need is to submit various documents and complete the necessary legalities for the coverage you’re offered. The only way to complete these legalities is to do it in accordance to the UAE laws and regulations.
To buy an online car insurance, you need to provide the following details;
- Your personal information, such as your full name, home address, and date of birth.
- Insurance history
- Car plate details
- Driving license
- Driving history
- Information about your vehicle, such as its model, manufacturer, engine number, VIN, etc.
- New owner’s Emirates ID